Is it a private investigator or bill collector that can your job to serve you? If you tell them to stop calling your job should
Patrick's answer
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Answered on December 02, 2013
No they cannot continue to contact your employer after your employer has asked them to stop. You may have FDCPA claims and/or Texas Debt Collection...
My husband is on the mortgage but not the note. If he files bankruptcy will it auto-stay a foreclosure if he is not on the note
Patrick's answer
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Answered on November 26, 2013
A mortgage and note are the same thing. Do you mean the deed?
Archived
Does any one have any first-hand experience with how the trustees verify the number of bank accounts for BK petitioners?
Patrick's answer
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Answered on November 13, 2013
Everything in the petition and schedules is submitted under penalty of perjury. If someone is hiding assets they can be subject to jail time and...
Archived
If a lawyer failed to reaffirm on a mortgage during a bankruptcy, do I have options??
Patrick's answer
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Answered on November 12, 2013
It is typically the client's duty to request a reaffirmation agreement from a creditor and the creditor's duty to file it with the court. Your...
Archived
Chapter 7-.bankruptcy attorney
Patrick's answer
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Answered on November 11, 2013
Unless he has requested information from you that you aren't providing him based on your facts here there isn't a real excuse. You should threaten...
Archived
If I file for chapter 7 can creditors come after me because I own a small business?
Patrick's answer
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Answered on November 08, 2013
It depends on the value of the LLC and the assets it owns. Your ownership interest in the LLC will be an asset of your bankruptcy estate, the only...
Archived
Garnishment action, the earnings are low, but there is a big bonus at year end, can that be garnished?
How about retirement?
Patrick's answer
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Answered on November 06, 2013
I am not licensed to practice law in Washington but most of the time any sort of monetary distribution like wages is going to be non-exempt...
Archived
I need to file an exemption on my bankruptcy
Patrick's answer
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Answered on November 06, 2013
You will need to file an amended schedule C and a new declaration page. The forms can usually be found on the court's website.
Archived
My chapter 7 petition was effectively ignored by the management of my storage unit.
Patrick's answer
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Answered on October 31, 2013
I agree with the previous answer, I would just add that as a secured creditor they would probably be able to keep everything in the unit anyways...
Archived
Does borrower owe mortgage payments after Chapter 7 bankruptcy if bank didn't foreclose?
Patrick's answer
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Answered on October 29, 2013
No. The only thing she can owe are property taxes/HOA dues if the property was not foreclosed on and she didn't reaffirm the debt. The Chapter 7...
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