I believe you should strongly consider it. Transactions could always go south, and you want to secure your timeline to give you more options.

My house was bought back in the auction. How much longer do I have to move out?

Buy back is when the lender bought the property at the auction. Time frame depends on the buyer. They can move for a writ if possession in the...

If the borrower’s right to redeem has not been extinguished, they may sell the asset so long as it covers all liens and costs.

Can bank forclose and kick us out mid winter if we have small children

That really depends when you were served. The NJ time line is standard across several counties, but of course there are variables to account for....

How long before they foreclose in NJ

You are close to the end. See my article to better understand time frames in NJ....

I have heard that New Jersey is foreclosing faster these days since they clear up the backlog Is that true?

You have probably more than 6 months and under 1 year for an uncontested foreclosure depending on multiple variables. Longer for a contested matter.

Can i sell the house? if the Deed is under my name?

You’ll likely need to do a title search and have it reviewed with an attorney. If the deed is under your name you have the right to pass title but...

If you are asking if one can be foreclosed when title is in two peoples name, and only one is on the promissory note, but both are on the mortgage,...

If it is a residential mortgage you have the right of redemption under the Fair Foreclosure Act. I'd advise your closing attorney to obtain a...

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Speak to a few attorneys. See what options they provide you and the road map to get there. Make sure you get a full analysis of your situation and...