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I have a debt owing the states of michigan 7,000 for unemployment overpayment.. Is this kind of debt eligible for discharge?
Nathaniel's answer
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Answered on December 20, 2014
The preliminary question is whether or not the State has already made an administrative determination that the overpayment was based on fraud. If...
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If I file chapter 7 bankruptcy using Michigan exemptions for my property, can I save my cash on hand and tax refunds for 2014?
Nathaniel's answer
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Answered on December 18, 2014
That is one of the major downsides to the State Exemptions here in Michigan - there is nothing to protect cash on hand, in bank accounts, or...
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My wife and I are over the income the means test to file bankruptcy, Can I still file?
Nathaniel's answer
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Answered on December 16, 2014
While you are above the median income level for a household of four, that certainly does NOT eliminate the possibility of qualifying for a Chapter...
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How do I reply back to a writ for garnishment ( income tax return ) . They say I have 14 days.
Nathaniel's answer
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Answered on November 10, 2014
There are a lot of open variables in your question - How much is this judgment for? Do you have other past-due debts? What is your income? What...
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MY CAR HAS BEEN SEIZED & IS GOING TO PUBLIC AUCTION 11/7/14 - WILL BANKRUPTCY STOP THE PUBLIC & LET ME GET IT BACK?
Nathaniel's answer
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Answered on November 04, 2014
If it was seized by a judgment creditor then yes. You would still have to pay the court officer's fees, storage fees etc.
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What does it mean when my bank for my mortgage sent a letter they are releasing the lien.
Nathaniel's answer
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Answered on October 20, 2014
This means that, for whatever reason, the bank does not want the house back. The bankruptcy discharged your liability on the mortgage debt; in...
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I am the co owner of a home in which the other person refuses to pay their half of the mortgage. I recently filed bankruptcy
Nathaniel's answer
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Answered on October 03, 2014
You can't. There is no "your half" and "their half".
What all could possibly waive a fraud unemployment restitution? Can bankruptcy chapter 7 waive it?
Nathaniel's answer
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Answered on October 02, 2014
Michigan has gotten very aggressive in the last 2 years or so in filing Adversary Proceedings against Chapter 7 debtors who owe the State for...
Motorcycle was on my bankruptcy 2 years ago. The credit card co. Hasn't repossessed it. Can I file a lost title?
Nathaniel's answer
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Answered on September 26, 2014
This can be a very frustrating post-bankruptcy issue. Unfortunately, Honda's lien survived the bankruptcy so the only way to get them off of the...
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My fience owes back payments on her morgage for her house in detroit. after we get married could i be held liable for this .
Nathaniel's answer
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Answered on September 26, 2014
No, you would not be responsible for the debt on the house. There are things to be aware of, however. If she is sued on the debt and you have a...
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