I am not aware of any reason why it would be illegal to live in a motel. But I agree with the other responses-- it is worth consulting with a good...

How do I know if bankruptcy is necessary ?

Mr. Lampert makes great points. I would only add that even if you do not have collectible assets today, you never know how that might change in...

Without duplicating another response, even if the answer to whether you are judgment-proof today is "yes" that just begs the follow-up questions of...

How much is it to file chapter 13?

Since it sounds like you already have a chapter 13 pending, this isn't a question that is really conducive to a forum like this. If you have an...

What type of lawyer should i look for to help me with a personal promissory note that was not repaid?

Given the uncertainty of collection/recovery, you may want to consider a lawyer who will agreed to work on a fixed fee or contingency basis.

I need to know what kind of bankruptcy I qualify for and which is in my best interest?

If you do not have any significant non-exempt assets then it sounds like a chapter 7 could help you eliminate the credit card debt and personal...

If they were included in your prior chapter 7 and you received your discharge then they should not be able to attempt to collect from you-- doing...

Consulting Attorneys

It is not only legal, it is a smart thing to do. Getting a second (or third or more) opinion can give you peace of mind that you chose the right...

Bankruptcy vs consolidate?

You do not need to be in collections or have a poor credit score to file a bankruptcy case. If your debts are primarily consumer debts and you...

What are my options? There must be a way, no matter how difficult, to put a stay on the bankruptcy or even get it thrown out?

It sounds like your options are (1) settle in advance of trial, or (2) keep pushing forward to trial. The choice between these is informed by the...