Archived
Can a college be held legally responsible for reporting inaccurate derogatory info to credit bureaus regarding student loans?t
Monica's answer
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Answered on July 09, 2013
The FDCPA prohibits the reporting of inaccurate information. You may want to dispute your credit report with all 3 of the main credit bureaus...
Archived
Am I entitled to get money back from my tenant or property manager for violating written contract?
Monica's answer
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Answered on July 08, 2013
You may possibly have a claim against the property manager and the tenant but more information is needed to make a proper determination (review of...
Archived
I am getting alerts on my credit report showing 2 third party companies have charged off debt in collections. The debt on both
Monica's answer
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Answered on July 06, 2013
If you are asking whether it's possible for a process server to find you if a lawsuit is filed then the answer is yes. As to whether someone can...
Archived
The problem with payments to the loan company is that they will only accept what they want will not take small payments and will
Monica's answer
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Answered on July 04, 2013
The loan company has discretion in deciding whether or not to accept partial payments. As long as you continue to be in default you are at risk of...
Archived
Our home was sold at auction yesterday, June 26, 2013. We had a cash offer short sale contract and were told by the bank
Monica's answer
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Answered on July 04, 2013
The answer really depends on many variables. How sale cancellations are handled vary from county to county and from judge to judge. Some courts...
Archived
Have rental home in FC process. We were never served. Now has Affidavit of Avoidance filed. What happens now?
Monica's answer
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Answered on July 04, 2013
In a legal proceeding it's rarely advisable to "wait it out". The lender will likely produce the original note or file an Affidavit of Lost Note...
Archived
If the bank has FINALLY foreclosed on my house in FL, can they still come after me for money?
Monica's answer
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Answered on July 04, 2013
Yes, the lender may attempt to pursue you for a deficiency judgment. Whether or not the lender elects to do so is entirely at their discretion....
I was arrested for DUI. This is my first offense. Do I need a lawyer or can I go to court and plead guilty on my own?
Monica's answer
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Answered on September 16, 2012
Yes, you can BUT that may not be the best course. It is always advisable to at least speak with an attorney before pleading guilty. An attorney...
If I start paying a smaller amount on my hospital bill can the hospital take it to court?
Monica's answer
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Answered on September 01, 2012
Yes, they can still take you to court to pursue a legal judgment for the amount owed. Since you are voluntarily making payments they may take that...
Archived
I defaulted on an auto loan almost a year ago because i lost my job. I was not able to pay it. the loan went into collections
Monica's answer
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Answered on August 30, 2012
Well, as stated prior, more information is required to fully answer your question. A lot will depend on whether the car was repossessed, whether...
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