Archived
I have unsecured loan of $17, 500 that I am unable to pay due to medical issues. I am 71 and on fixed income. What can I do?
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Answered on April 08, 2015
Depending on the source of your fixed income, and whether you own any non-exempt assets, you may also be judgment-proof. This means that even if...
Archived
Can I file chapter 13 and still keep my truck
Tracy's answer
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Answered on April 01, 2015
In your situation, it is vital that you contact an attorney familiar with Chapter 13 bankruptcy. In a Chapter 13, your plan payments must cover...
Archived
I need a good bankruptcy attorney in Columbia MO.
Tracy's answer
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Answered on November 14, 2014
I practice in Western District, but I am in Kansas City and this would be placed in the Jefferson City Division. Have her call Mike McCrary. ...
Archived
I want to know when a Chapter 13 Bankruptcy is filed and I owe back rent can I be evicted?
Tracy's answer
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Answered on November 10, 2014
It is important to note that you can use the Chapter 13 as a tool to deal with the back rent and to stay eviction proceedings if the debt was owed...
Archived
I have a repossessed car judgment and I have been paying it for it for 3 years Is there anyway I can get out of paying anymore
Tracy's answer
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Answered on October 17, 2014
First, call the attorney or law firm to whom you are making payments. You may be able to offer a lump sum settlement of the balance. If you stop...
Archived
What are garnishment procedures for bank accounts and employer?
Tracy's answer
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Answered on October 15, 2014
In order to garnish or levy, creditors must first get a judgment. The process begins with suing you in state court. This is why it is important...
Archived
Can the court force me to fail the means test by getting rid of a newer car?
Tracy's answer
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Answered on October 14, 2014
This is an excellent example of how bankruptcy is more complicated than it appears on the surface. Luxury cars raise red flags with respect to...
Returning a vehicle after bankruptcy
Tracy's answer
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Answered on October 13, 2014
It's unclear from your question whether you want to keep the car or return it. If you want to keep it and you continue making payments (and remain...
Archived
I have filed a pro se chapter 7 everything was going ok. I have to pay 1600 dollars to keep my car (reaffirmed debt) by aug 18.
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Answered on October 08, 2014
I wouldn't make another move without consulting an attorney who regularly files both Chapter 7 and Chapter 13 cases. If you convert to a Chapter...
Archived
Should I file bankrupcy?
Tracy's answer
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Answered on October 07, 2014
Bankruptcy is an option. The real question is whether Chapter 7 or Chapter 13 would work better. A good bankruptcy attorney will discuss your...
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