I loaned money to a previous employer, who is now refussing to pay me back, what can I do to get my money back, if anything.

File a lawsuit and prove it to get a judgment.

When trying settle judgments what is the best amount to start with when asking for a settlement? Credit cards and individuals.

A lump sum will help get a greater reduction BUT if wage garnishment is available, it had better be worth it to the judgment creditor.

Is there a website or forum that list companies and collection agencies and the percentages they usually settle?

It doesn't exist. You can look on the Internet for estimates of what they pay for the debts, but you won't find their settlement amounts.

How to switch a past due account over to the rightful person.

Need more information. Was it your bill?

I received my paycheck today along with court papers saying that I am now having my wages garnished by a collection agency.

Get the judgment. When and how was it served? If it was proper and you did not appear to raise the statute of limitations, then you lose the...

How to collect a personal debt for services paid for but not rendered.

You will have to overcome one big issue. The other party is prepared to fulfill his obligation under the agreement and you are not. He agreed to...

WILL? Can a loan from Mom that was discharged in bankruptcy be deducted as an unpaid loan from my share of my mother's estate?

The will simply treats the money as an advance on your inheritance. You are not entitled to her money and she can some up with any formula she wants.

My bank account had money withdrawn by judges order by a collection agency that never contacted me by mail, phone ect

Get a copy of the judgment to find out how and where it was served. If service was invalid, see an attorney now.

Put another way, you have an obligation to reduce damages. Had you paid the loan and then sued your friend, the credit issue would not have happened.

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In addition to my pending EEOC wrongful termination case can I also get compensation since I was forced to file CH 7 bankruptcy?

You can request damages based on the cost to you, but I wouldn't hold out for it.