Is it legal for my mortgage servicer to keep my home in foreclosure if they rec'd the payment but misapplied onto another acct?

Misapplication of payments may be a valid defense to a foreclosure case, if the payment was for the amount that was due at the time. It's not a...

We owe more on our house than it is worth. can we walk away?

If you just walk away, it is nearly certain that the lender will begin a foreclosure lawsuit against you. If you choose to "walk away" the home...

We owe more on our house than it is worth. can we walk away?

If you just walk away, it is nearly certain that the lender will begin a foreclosure lawsuit against you.

I have an LLC in Florida that was used to buy property in OH.

It's difficult to answer this question, because two states' laws are at issue and you have not stated enough facts to really make a determination. ...

What is the statue of imitations for enforcing an acceleration clause on a promissory note?

It depends on the language in the note. If the acceleration clause is optional, and especially if it contains other language tot he effect of...

A company that bought my credit card debt placed a hold on my checking account. I am a single mom working one job, I need my pay

If a creditor has "placed a hold" on your bank account, it probably means they sued you and won, and then garnished your bank account. You have...

How likely is it that a mortgage can be foreclosed on in FL with a "lost" Note?

In Florida, a plaintiff must do one of two things in a foreclosure case: it must produce the original Note, or "re-establish" the Note if it has...

Medical hardship foreclosure

If she stops paying her mortgage, eventually her lender will foreclose. Typically, this will happen from 3 to 6 months after she stops paying,...

Lawyer Claims He Is Representing Me Without A Signed Agreement Or Money Transfer

Assuming you've described the facts correctly, this sounds like some kind of scam. You can research this in a couple of ways. First, you can look...

Assuming you're talking bout a civil lawsuit of some kind, it means that the parties have failed to make any "record activity" in the case for a...