Archived
I am facing the probability of having to foreclose on a home I own but currently rent in MN.
Michael's answer
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Answered on June 07, 2011
You could do a short sale of the property. However, if you're underwater, you'll still be liable for the amount of the deficit. A short sale also...
Archived
Desrosiers Lawfirm refused to provide verification letter for the debt
Michael's answer
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Answered on June 03, 2011
I agree with the previous poster. They don't have to respond to a request for verification of the debt unless it is in writing. However, you need...
Archived
I have second morgatge from citi mortgage. I could't pay about 6 months. And now I got letter from collection company to pay
Michael's answer
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Answered on June 02, 2011
Ms. Bunce gave excellent advice.
Given that you were called by a collection company, it sounds like Citimortgage is contemplating suing you on...
Archived
What type of lawyer do I need to dispute an attempt to collect on a purchase money loan on a home lost to foreclosure in AZ?
Michael's answer
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Answered on June 01, 2011
I agree with the previous poster. An attorney that has real estate and litigation experience should be best to help you.
Archived
What to expect in court for a summons of non payment on a secured loan
Michael's answer
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Answered on June 01, 2011
See my response to your other question.
Archived
I have a payment plan with a hospital bill and paying each month , a new bill came in and Im not able to up the amount
Michael's answer
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Answered on June 01, 2011
A creditor typically needs to sue you and obtain a judgment before they can garnish your paycheck. I'm not a South Dakota attorney, so I can say...
Archived
Do I have to answer a summons for non payment of a secured loan before the court date?
Michael's answer
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Answered on June 01, 2011
If you don't answer a complaint, the opposing party may move for what's called a default judgment. Essentially, the creditor says that you didn't...
Archived
Seeking advice about our next move.
Michael's answer
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Answered on June 01, 2011
I wouldn't trust the servicer- new or old- to honor any kind of agreement if it is not put down into writing. A new servicer should honor a...
Archived
My BF got a seatbelt ticket and wants to fight it, can he win?
Michael's answer
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Answered on June 01, 2011
No.
It sounds like he wasn't wearing his seatbelt, right? And if he's on a public road, that would violate the seatbelt law, regardless of the...
Archived
My daughter opened our back door, and our dog slipped outside. Due to recent damage to our privacy fence, our dog got out and
Michael's answer
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Answered on June 01, 2011
I agree with the previous poster. However, you MAY have a claim under a theory of promissory estoppel if you actually brought your dog to the ER...
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