Do I need an attorney ?

It comes down to how comfortable you are in presenting your own arguments. If you are familiar with the law and legal theories that will be...

How can I get these small loans places 2 work out a settlement?

I agree with Mr. Lewis. Send them a written notice instructing them to not call you at work or home. A debt collector is not allowed (thanks to...

I've been contacted by an investigations bureau claiming to represent a payday loan company. They have my personal information,

You should send (in writing) a letter requesting verification of the debt. They are required by the Fair Debt Collection Practices Act (FDCPA) to...

Selected as the best answer

In a foreclosure defense action. Can I use as a defense,(in IOWA) the following arguments?

I can't comment on the specifics of Iowa law, but I can address your fourth concern. It likely isn't a TILA violation, and if it were, I would...

If you reaffirm a mortgage with one company and they sold your loan before the paperwork are you required to reaffirm with new?

I don't personally practice bankruptcy, so I can't accurately provide guidance about whether a reaffirmation is transferred to the new company or...

Attorney fees

I'll just add a little bit to Mr. Colburn's answer. You can certainly ask for attorney's fees, but the court typically does not award them. If...

I loaned my son $8534 to pay for frauding the state of MN to repay unemployement that him and his wife took out when she was

Let me make sure I understand your problem: you loaned your son and his wife $8,534 a while ago because they needed it to repay the state for...

Unfortunately, they can levy your bank account and garnish your wages if you are "in default" on your answer to their complaint. The creditor does...

I received a summons and complaint on the foreclosure of my home from the lender that holds my second mortgage. They have my

I think that the best case scenario for you would be to successfully argue that you have not been properly included as a party to this lawsuit. ...

Can we change the locks? What recourse do we have?

This is a fairly complicated issue and would depend in part on the facts of your particular circumstances. However, the short answer, is no, you...