Your friend wouldn't even need a notarized statement from you to make a successful case against you in court for something like this. An oral...

My car was just repo. And I am up to date on my payments.

I don't see a specific question, but I'm assuming it's a "what do I do now" kind of thing. You should immediately contact the party the...

Concerning Loan balance after repossesion of automobile .Loan company sold van.

If you had your vehicle repossessed for nonpayment and they sold it, you would still be liable for any deficiency that exists. They will likely...

Should I seek help in repairing my credit to qualify for a home loan?

I don't think that credit repair companies are always a bad idea, although I certainly appreciate the need and desire to be very careful when using...

Can a second mortgage company take money from you after chapter 7 was filed against them?

I think Mr. Lohse provided a very good response to this situation. If you did not reaffirm your debt when you filed for bankruptcy (reaffirming in...

If I enter into bankruptcy, can I keep my house?

You are not required to give up your house when you file for bankruptcy. MOST mortgage agreements list filing for bankruptcy as a default under...

Can I go to jail for an unpaid loan?

You can't go to jail for an unpaid debt. You could get sued, but that is a civil matter. The only way you could potentially go to jail (and this...

How to deal with collection angencies

To answer your actual question, you will likely need to contact the collection agency to obtain a payoff amount. It sounds like you cancelled your...

Credit card debt

There are primarily two ways to repair your credit. The first is to use a line of credit without having any late payments. There are two...

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Do I need a foreclosure lawyer?

Ultimately, yes, you are stuck paying on the 2nd mortgage that WAS against the home that someone else now owns. The foreclosure wiped out the lien...