Why do I have to continue paying for utilities after the bank takes the house and changes the locks and I have no access?

Everything should be negotiable. Someone in your position should be looking for a Deed in Lieu contract to say that the lender is responsible for...

I have an adult kid that I need to evict. She (her husband and 2 babies) came to stay here temporarily for 3 mos.

You ca file an eviction action. Which isn't terribly difficult from a legal standpoint, but I can see this being uncomfortable with it being a...

Can the bank modify loan terms and conditions of the original loan?

Interesting. I rarely see loans that can be assumed. And no, Seterus cannot modify the terms and conditions. As with any modification of a loan's...

If I paid both rent and security deposit, and I have not signed the lease yet, can I get both rent and security deposit back?

You should be able to get those amounts back. There might be an application fee that you would still be liable for, though. It's possible your...

My payments aren't late I'm not in foreclosure so how can my mortgage be sold to a debt collector?

Without seeing everything you've received, my guess is that the servicer has changed. All that means is where you make your payments will be...

(A) They have to serve you. If they didn't personally serve you, they can't proceed against you and that's a defense in the lawsuit. The practical...

Can I get my deposit back?

No, you aren't required to maintain your landlord's records for him and incompetent record-keeping doesn't justify withholding money that is...

How do I get my name removed from a loan?

It's always a tricky situation. Even if the Court ordered your ex to refinance, the bank isn't required to refinance to have you removed from the...

I am divorced and haven't resided in home for 16 months. ex-husband is foreclosing on house. Can banks take my assets:?

If you are still on the mortgage and note, yes, you will be listed in any foreclosure action. If the bank forecloses by action, which is when they...

Am I liable for a bill sent to collections?

If the charge is valid, then yes, you would owe this amount along with whoever else signed the lease. The landlord should be specifying what...