Archived
Is the $5K exemption for household things doubled in a joint bankruptcy?
Michael's answer
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Answered on July 02, 2013
You each get $5,000.
Archived
Can they obtain a summary judgement after not providing proof within 30 days?
Michael's answer
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Answered on June 15, 2013
Yes. There may be a FDCPA violation but that's not a big deal to big collections firms (they have insurance). I assume your letters admitted to...
Archived
What can I do to get this person to pay the money that she owes me.
Michael's answer
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Answered on June 15, 2013
Did you mean $2,400? If yes then sue her in Magistrate Court for the money.
What is cancellation of deed to secure debt?
Michael's answer
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Answered on June 15, 2013
When a home is sold, refinanced by a different company, or the loan paid off, the bank sends in a Cancellation which means the debt is satisfied...
Archived
How do I find out the name of the bank of an individual in order to file a Bank Garnishment?
Michael's answer
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Answered on June 15, 2013
Send certified letters with the garnishment to all the Georgia banks you find relevant. The bank will freeze the account and Answer in 30 days. ...
Archived
Received a Summons today for CC Debt totaling 17k. I cannot pay a dime and do not want to declare bankruptcy if possible. I help
Michael's answer
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Answered on June 15, 2013
File bankruptcy.
Archived
How to find out $ left unpaid on debt judgment issued in Washington State (I reside in CA) , without alerting the creditor?
Michael's answer
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Answered on June 15, 2013
Grab your free credit report from annualcreditreport.com. Ignore the upsells that try to get you pay to monitor your report, unless you want that.
Archived
Would I need an attorney? What is our best option for this issue?
Michael's answer
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Answered on June 15, 2013
Get his free credit report from annualcreditreport.com and take that to a bankruptcy lawyer. Probably all of them do free consultations.
Archived
Can the government take a tax refund after filing bankruptcy?
Michael's answer
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Answered on March 01, 2013
I'm new to this party and haven't seen the prior inquiries. However, it sounds like you did the case yourself and failed to list certain creditors....
Archived
Am i eligible file bk , 25k credit card debt / only income from SS $ 981 mo . I own my home and 2004 auto
Michael's answer
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Answered on March 01, 2013
If you got conflicting info then it sounds like you have equity in a house. Talk to a lawyer about exemptions and um, talk to a bankruptcy lawyer,...
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