Archived
A lawsuit was made against me in 2002. How long does my opponent have to try to collect or make me pay the loot?
Melissa's answer
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Answered on May 22, 2013
If the judgment is real then it is good for 10 years and renewable after that. If you believe that the lawsuit and the judgment are fake then you...
Archived
Can I still be taken to court for a payday loan issued in 2008?
Melissa's answer
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Answered on May 22, 2013
The statute of limitations in Texas on a debt is four years. This means that they can legally sue you only for four years after the date of last...
Archived
Can I reaffirm my mortgage two years after my Ch 7 bankruptcy was closed.
Melissa's answer
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Answered on May 22, 2013
The only way to do this is to reopen your case. This is done through a motion filed in your closed case and a filing fee will be charged. This is...
Archived
Fell behind on HOA payments. Was turned over to an attorney's office. Being charged outragous fees that were never disclosed
Melissa's answer
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Answered on May 16, 2013
HOA's and their attorneys typically charge fees that seem outrageous and they will continue to charge you fees until you are current. Usually,...
Archived
Bankruptcy
Melissa's answer
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Answered on November 19, 2008
Generally, yes. If you are filing a Chapter 7 and are current on your truck payments then you will have the option to reaffirm the debt on your...
Archived
Chapter 7
Melissa's answer
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Answered on November 19, 2008
You can surrender your house into the Chapter 7 regardless of whether or not it is your homestead. You will be able to discharge your obligation...
Archived
Bankruptcy and employment
Melissa's answer
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Answered on November 15, 2008
In some cases this is true. You should not be discriminated against for having a bankruptcy, however some employers do run credit checks on...
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