Real estate Lawyer
Practice Areas: Real Estate
Step 1: Consult With Your Lawyer Regarding Options Before You Receive A Foreclosure Sale Notice If you have been able to barely pay the mortgage and realize you may not be able to in the near future...
See Full GuideFirst-time Homebuyers First-time homebuyers-those who haven't owned a principal residence during the three-year period before the purchase-who sign a purchase and sale agreement by April 30 are eligi...
See Full GuideAsk a Lawyer if Your Lender Can Pursue A Deficiency Whether banks can and will pursue deficiency judgments depends on many factors, including what state the borrower lives in and whether there's a se...
See Full GuideBorrower Required to Get PMI The borrower in this case was required by Countrywide (now BoA) to get private mortgage insurance (PMI). This is customary because her down payment amounted to less than ...
See Full GuideQuestions How will the title to the property be held — joint tenants, tenants in common or living trust? If you broke up, how easily could the property be divided? If one of you died, how easily cou...
See Full GuideEligibility Requirements Home owners who purchase their house between January 1, 2009 and December 1, 2009 are eligible for the credit. The law states that the credit is available to first time home...
See Full GuideAttorney Should Be Involved It is a good idea to have an attorney involved in any short sale, deed in lieu or foreclosure because you want to be sure your lender, or a collection agency that it may s...
See Full GuideGather Your Information Be ready to show why you will not be able to make your mortgage payment. This means you must have the hard numbers ready. For example, if you are now unemployed, show how y...
See Full GuideThe Contract Should Include the Following The identification of the contractor, including the contractor’s registration number, total price of the work, the payment schedule (any cancellation penalti...
See Full GuideA 30-day Cure Period The effective date of this change is January 1, 2010. At the closing table, if costs have changed more than the 10 percent limit, the deal can close, but the cost discrepancies ...
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