If you have paid off the loan, in full, the bank should give you your title back. Do you have any other loans with that bank? If so, sometimes...

Unless, the judgment was for fraud, it is most likely dischargeable. It it was simply "breach of contrat" (i.e.- you didn't pay a bill), then it...

Will I have to pay a payday loan place that sent me to court and they didn't show up to court and they didn't file an appeal

Did the Judge dismiss the case "with prejudice" or "without prejudice"? This is a very important distinction. The Judge's Order should specify. ...

Can I file bankruptcy if I've got a debt relief program?

Yes, you can still file. Being in a debt consolidation program does not prevent you from filing Bankruptcy.

What can I do when I was told I was dismissed a $60.00 bill from a psychologist company in Alabama?

Did the doctor's office tell you that you do not owe the bill? If so, try to get it in writing. Then, you can send that to the collection company...

Am I obligated to pay a 4 year old debt back to an ex boyfriend who never asked or expected repayment until after we split?

Technically, he can file a lawsuit, but that doesn't mean he will win. Considering your facts, he may have a difficult time proving his case.

Can my license be suspended by a collections agency? Can I prevent it?

Yes, in Alabama, it's possible for your driver's license to be suspended in such an instance. First, they must sue you and obtain a judgment,...

If you are unable to obtain the title from the creditor, it may be possible to apply for a salvage title. There is a form you fill out and submit...

Can I make a statement and pay the $25 filing fee and proceed with no atty? What happens to the car that's in the shop?

Since you are currently represented by an attorney in your Chapter 13 case , I suggest you contact your attorney to discuss the best way to convert...

If we are late on a payment or in default on a credit card or credit union, can they freeze our bank account

If you owe money to the bank/credit union for a loan, credit card or some other type of debt, then it's possible the bank/credit union may freeze...