Archived
When is it a bad idea to quitclaim deed a property back to the bank (following Chapter 7 discharge)?
Mark's answer
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Answered on August 09, 2012
Hopefully you are able to live in one of these properties mortgage-free until they decide to make some forward action. If this is not possible for...
Should I trust a collections agency that only uses gmail accounts?
Mark's answer
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Answered on August 09, 2012
I find it suspect that you are not able to remember the source of this debt. This is number one priority before you sign anything with them or give...
Do banks usually freeze the checking accounts of people who file for bankruptcy??
Mark's answer
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Answered on August 08, 2012
Wells Fargo and several other banks have been known to freeze accounts upon notification that their clients have filed bankruptcy. Most banks do...
Archived
Can a business charge a fee to garnish a contractor's fees? I have a judgment against me for old credit card debt.
Mark's answer
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Answered on August 08, 2012
Are you a general contractor? If you are general contractor where a client hires you to do work on their property, then most states consider you...
Archived
I got a judgement against a man and his company,now he has filed bankruptcy on me
is there any thing i can do to get my money
Mark's answer
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Answered on August 08, 2012
If you wish to file anything with the bankruptcy court it is advisable to hire an attorney. Depending the the district's attitude you could get...
Archived
Do I have to pay this agency the full amount?
Mark's answer
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Answered on August 07, 2012
You have to re-read your contract with the agency. Does it say 10% or certain amount ($XX)? If it says 10%, $XX, or whichever is great then...
Archived
I gave a friend 9.000.00 dollars to borrow its been a year and refuses to pay me back what can i do? she leaves in another state
Mark's answer
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Answered on August 07, 2012
If you want to file a suit and do not have a written agreement, then you need support documentation like bank statements or cancelled check showing...
Archived
Can they add in interest & lawyer fees if I sign a contract that I agree to this judgement due to hardship before the court date
Mark's answer
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Answered on August 06, 2012
You need to read the fine print very very carefully. They want you to agree to the judgment, so that in the event of any triggering language that...
Archived
I had a bankruptcy discharged in 2010 but couldn't find credit with a bank so borrowed from a payday loan. Now I'm in a mess.
Mark's answer
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Answered on August 06, 2012
I am very sorry for your troubles. You have several options. First, is a chapter 13. You pay off your taxes and whatever is leftover in your budget...
Archived
Filed chapter 7 in 2005. Mortgage was discharged and was not reaffirmed. Why is it now being reported on my credit as late?
Mark's answer
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Answered on August 06, 2012
This is a violation of Fair Credit Reporting Act. There are a couple of good resources out there that show you how to correct/ repair your credit....
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