Is a chapter 13 bankruptcy basically where you lump all debts together divide the total by 60 months and that is your payment?

Hi, Quite simple, but really not fair. Chapter 13 is much more complicated that this which is why you see typists and individuals doing Chapter...

Can a Bankruptcy excuse a Judgment and a wage garnishment?

Yes, this is a primary reason why many people end up filing bankruptcy. It stops any collection efforts for bills and debts owed for service done...

My husband and I are getting ready to file a chapter 7. We have a 2nd mortgage, $55k on our home that is in default.

You really need to find a good bankruptcy attorney and go over this with him. The first question is whether or not you intend to try to keep the...

As a co-signor on the loan, you are legally just as responsible to getting the debt paid as is your ex. This is a big reason to avoid co-signing...

Will I loose my 2014 tax refund in Chapter 7 Bankruptcy

Sadly, you're the poster child for why it really doesn't save you anything to file without an attorney. Any good attorney would have counseled...

I am wanting to know best way to proceed re a judgment and bankruptcy.

I gather as a grandparent that you are over the age of 60. If so, you have a homestead exemption of $90,000 to protect the equity in your home...

While generally any transfer violates the due on sale clause, practically if you contact your lender and explain what you are doing they will allow...

How do I find a lawyer experienced with Timeshares? I'd like to get out of mine because maintenance fees are burdensome.

As the author of the major legal treatise on Timesharing (nearly 30 years ago) "The Law and Business of Timeshare Resorts", I can tell you that...

As the author of the major legal treatise on Timesharing (nearly 30 years ago) "The Law and Business of Timeshare Resorts", I can tell you that...

What are my rights as a tenant if my landlord is filing bankruptcy and the home is being auctioned?

The Protecting Tenants at Foreclosure Act of 2009 was originally set to expire on Dec. 31, 2012, but was extended later to go through Dec. 31,...