Archived
Am I entitled to fee's I paid to a debt relief company if not satisfied with their service?
Madeline's answer
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Answered on February 16, 2011
These companies rarely help anyone and I'm sorry you paid them up front, because most likely you will not see your money again. If you were...
Archived
Mortgage loan
Madeline's answer
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Answered on February 16, 2011
With the caveat that I am not licensed in WA and not familiar with state specific foreclosure laws, typically this is how a mortgage foreclosure...
Archived
Once I remarry-will l my new spouse be affected in any way by the fact the house I shared with my ex is in foreclosure?
Madeline's answer
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Answered on February 16, 2011
Most likely the foreclosure will result in a deficiency on the debt and typically that results in a judgment against all debtors, you and your X. ...
Archived
I have a 1st and 2nd mortgage, very underwater on home value. i have no
income. (retired) first mortgage modified, 2nd cant pa
Madeline's answer
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Answered on February 16, 2011
If you have no income and no assets other than the house, then you may want to just let them take it back. The bank may not seek a deficiency if...
Archived
If my home is in foreclosure can my ex wife move back in if she promises the bank she will get the payments caught back up? She
Madeline's answer
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Answered on February 16, 2011
It is not clear in your answer what stage of foreclosure you are in. With the caveat that I do not practice in FL and am not familiar with the...
Archived
Should I contact an attorney? If so what type of attorney do I need to talk to?
Madeline's answer
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Answered on February 16, 2011
It is highly probable that the insurance company will cover the med bills for this incident but they will also have you sign a waiver of all future...
Archived
Bush rats damaging rental property from the outside
Madeline's answer
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Answered on February 16, 2011
If it is damage to the real estate not caused by the tenants, it is generally going to be the property owner's responsibility. If you noticed it...
Archived
I have a promisary note from someone. That person signed the promisary note and put that he owned a company on that note which t
Madeline's answer
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Answered on February 16, 2011
Criminal charges wouldn't make you whole on the debt. Your best bet is civil litigation. If the debt is small, go to small claims court; if...
Archived
I have a judgment with midland funding from old citibank card about 1000 dollars 4 yrs ago. i have a hearing on the feb 15th .
Madeline's answer
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Answered on February 16, 2011
If Midland has a judgment, then it is fruitless to make any contact with Midland. If it doesn't state on your paperwork, then call the court and...
Archived
If I am currently in a debt settlement can that debt settlement be discharged thru bankruptcy?
Madeline's answer
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Answered on February 16, 2011
Yes. Be sure to use a bankruptcy lawyer in your state for this process. Good luck!
Please note that this is not legal advice and I am...
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