Do working spouses have to insure non working spouses?

No. You are not required to insure your spouse. However, your coverage options may cost the same whether or not you include your spouse on the...

Should I hire an attorney? Our prior health ins co is refusing to pay a Dr stating that our coverage end date had been changed.

You should contact the US Department of Labor - EBSA. They have investigators and benefit advisors that can informally resolve these issues with...

Can an employer legally "dock pay" upon certain circumstances?

It's not "illegal." Generally hourly employees clock in and out for breaks and lunches. An employer cannot "take away" time, but it definitely...

How do I find an attorney that handles denied survivor spouse pension and payout of life insurance, for a low income client.

Yes, you should contact an attorney. Your attorney can explain the plan document provisions and will obtain all the relevant documents and medical...

Left employer that offer pension retirement and withdrew pension funds. Worked for another employer with reciprocal pension plan

Is this a public (government) pension plan? Make sure you have kept all your paperwork. Do you have records of your request? Send another request...

Not properly informed about retirement plan. Did not join in and now find they added restrictions that I was never told about .

We need more information. Generally, an employer or plan administrator will not inform each individual about changes to the Plan personally....

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What can I expect for 1st time violating probation

Yes, hire an attorney. Where are you on probation? Cook County as well? Expect a court date on the probation violation and anticipate having to...

We have our health insurance where my wife works. The boss keeps changing companies to save a few bucks.

No, the Employer is entitled to make business decisions like which providers to use. It can be frustrating, but within the employer's rights.

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Can you get your retirement pension out before age 50 if you are permanently disabled?

Maybe. It all depends on the language in your Plan Document. Almost every Plan has a provision for permanent disability. If you don't have a...

401K account on freeze?

More information needed. No, the president is not involved. Some plans have provisions for black-out periods while assets are being reallocated,...