Archived
Is there such thing as a One Time Mandatory foreclosure Sale Postponement? What is the corresponding Civ Code Section?
Lauren's answer
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Answered on January 02, 2015
I agree with my colleague - there is no such code section. If you are in review for a modification right now (and have proof of that) and the...
Archived
Have credit card debt and student loans, everything is past due and I am being sued for portion of it. Next steps?
Lauren's answer
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Answered on January 02, 2015
I recommend with my colleagues. If you check your credit and it is already shot, I would file bankruptcy to give yourself a clean fresh start. Your...
Archived
Presumption of abuse Ch.7 Help.
Lauren's answer
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Answered on December 31, 2014
As my other colleagues have said it seems like you may be able to qualify for a Chapter 7 but you need an attorney to look at all your monthly...
Archived
What type of civil action can I bring against a lender "prior to" the actual Foreclosure to prevent the foreclosure (not a BK).
Lauren's answer
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Answered on December 22, 2014
I agree with my colleague; a civil action will not prevent the sale. You will need to file a lawsuit - if there are valid legal claims - and then...
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Is my new mortgage company responsible for all of my loan documentation I sent before it became the new servicer?
Lauren's answer
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Answered on December 22, 2014
If Bank of America confirmed receipt of a complete package and were in the midst of reviewing you then Greentree should take over the review BEFORE...
Archived
Can I avoid a lein that was due to a BK discharge Franchise Tax Board and a judgment Citibank
Lauren's answer
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Answered on December 18, 2014
What I think you are saying is the Franchise Tax Board lien and the Citibank lien are both still showing as recorded liens on the title report to...
Why is the car dealership asking me to lie to the bank?
Lauren's answer
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Answered on December 18, 2014
This may be a deferred down payment issue meaning on your contract the dealer listed the down payment being received all in one day which makes you...
Archived
No way to pay medical bills. Is filing bankruptcy a way out?
Lauren's answer
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Answered on December 17, 2014
Bankruptcy is an option to eliminate your medical bills and other unsecured debt. You will want to make sure you can protect the equity your home...
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My husband and I have a home in foreclosure and I need to make sure I was deeded off of the property.
Lauren's answer
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Answered on December 16, 2014
If you never signed the loan documents, i.e. promissory note, then you are not liable for the mortgage loan and missed payments and foreclosure...
Archived
Could someone please help me out on what to say to a big dealership if the used car i bought is already having problems?
Lauren's answer
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Answered on December 15, 2014
A dealer cannot sell you a vehicle that does not work; especially if it is having trouble that impairs the safety of the vehicle. Call and auto...
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