What can i do when the auto loan company has my account marked as "charged off"?

Speak with them about reopening the loan so you can bring the payments current. If they refuse to do that then all you can do is refinance the...

I owe debt collector. And I can't afford to pay $230.00 a month. I owe 5,600. I want to pay $100.00 a month. I make minimum wa

All you can do in this scenario is ask the creditor if you can pay $100 per month. You can let the creditor know you make minimum wage and are...

You will need to speak with an experienced bankruptcy attorney to be sure. Generally, if you are single and not disabled then you can protect $75k...

I filed for chapter 7 back on Dec 10 2010 and discharged it’s been over 7 years. I have 2 or 3 liens on my property.

What type of liens are on your property? If they are mortgages then they remain on your property forever - until you sell your property or lose it...

The short answer is no the mortgage lender cannot go after assets such as cars, savings, 401k, retirement, garnishment, etc. California is an...

I am assuming your wedding ring is not worth much more than what you owe on it. As long as that is the case and its not worth substantially more...

Can bankruptcy discharge potential civil lawsuits before they are filed?

Yes, you can file bankruptcy to discharge any obligation you have prior to being potentially sued. You will want to make sure you can discharge the...

Yes, if the creditor knows the account number to that bank account then they can execute a bank levy and garnish that account.

Chapter 13 repayment hardship don't know what to do?

I agree with my colleague, it is extremely difficult to provide advice with the small amount of information you provided. You would need to contact...

If the house was auctioned off and sold to the highest bidder for more than you owed on all liens combined on the property (including all past due...