Archived
What is the max amount of months you can get to make up post-petition arrears through adequate protection payments?
Lauren's answer
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Answered on May 09, 2019
I agree with Ms. Enmark, this is usually negotiated between the debtor and the creditor. Usually the creditor will have to agree if you want a...
Archived
Iv"e filed for a chapter 7 B.K., for debt relief, but also need to save my home from foreclosure, what should I now do???
Lauren's answer
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Answered on May 09, 2019
You can file a chapter 13 after your chapter 7. This will give you a payment plan to pay the arrears, however, you will need to make sure you can...
I received a letter from the finance company that my car is paid off, while on 13bk, will my bk be discharged?
Lauren's answer
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Answered on May 09, 2019
I moved this questions to Chapter 13 Bankruptcy. The trustee should receive notice and your plan may off early because of it, however, it depends...
Chapter 13 Plan: Can you roll your post-petition arrears into your current Plan?
Lauren's answer
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Answered on May 08, 2019
Most of the time, in my experience, a creditor will not agree to this. It is up to the creditor whether to even agree to an adequate protection...
Archived
Why did the loan servicer file a claim in my bankruptcy Chapter 13 case instead of the servicer?
Lauren's answer
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Answered on May 08, 2019
Your mortgage servicer can be the one to file the proof of claim. There should be some supporting documents file with the proof of claim that...
Do all creditors file proof of claims?
Lauren's answer
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Answered on May 08, 2019
No, they do not all file proof of claims. In a chapter 7, no asset case (no assets for the trustee to sell), very rarely does a creditor file a...
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Archived
Can i declare chapter 13 due to illness and a reduction in income
Lauren's answer
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Answered on May 08, 2019
Chapter 13 may be a good option for you to save your home, however, it is impossible to assess your situation without more information. You will...
Archived
How soon can i file a chapter 7 if i get a dimissal on a chapter 13?
Lauren's answer
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Answered on May 08, 2019
You can file a chapter 7 right away, however, another bankruptcy filed within one year of the dismissal of the first case creates a presumption...
Archived
Filing chapter 7 individually and just married two months ago. Do I only need to include new spouse income for 2 month period?
Lauren's answer
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Answered on May 08, 2019
Yes, you should include her income for the last two months. I agree with Mr. Rausa, you should disclose all of her income on Schedule I.
Archived
How can claiming bankruptcy help me with a debt collector who put a link on my property
Lauren's answer
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Answered on May 07, 2019
I agree with my colleague, Mr. Graham. You may be able to file bankruptcy and remove the lien and have it eliminated with the rest of your...
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