Archived
We approached a bankruptcy attorney a few months ago and were told we shouldn't file bankruptcy because we had to much equity?
Latife's answer
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Answered on July 15, 2018
You should consult with a bankruptcy attorney again, now that your situation has changed. I am concerned that you are making payments on unsecured...
Chapter 7 Bankruptcy Means Test
Latife's answer
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Answered on June 05, 2018
It sounds like you have a good understanding of the fundamentals of bankruptcy. However, it is my opinion that you would benefit from hiring...
Archived
MY WAGES ARE BEING GARNISHED BY TRANS WORLD.
Latife's answer
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Answered on March 06, 2018
Federal student loans can result in administrative wage garnishment-- that is, garnishment without a lawsuit and judgment. Is that a possibility? ...
If I've already been served & is it too late to call/write have payment set up to make things "right"??
Latife's answer
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Answered on February 27, 2018
Yes, you can enter into a payment plan after a lawsuit has been initiated against you. The collection attorney (or the firm's staff) should have...
Archived
We are in an upside down house . We don't want to sell because we have been in it for 30 years .
Latife's answer
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Answered on February 05, 2018
Based on the information you have provided, you should be able to keep your house, whether you file a chapter 7 or a chapter 13. If your household...
Archived
How do I find out if the debt I am being garnished for is legit?
Latife's answer
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Answered on November 03, 2017
You should check the court record to see whether the lawsuit was properly served on you. If not, the judgement & garnishment may be void. If...
Archived
I have been on Social Security disability since April 2017?
Latife's answer
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Answered on October 11, 2017
Your social security is safe from creditors, but your retirement is probably not, based on these facts. For now, I recommend you keep those two...
Archived
When should I give up on rideshare and go back into bankruptcy?
Latife's answer
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Answered on September 29, 2017
Your situation calls for more than a few sentences to answer, but I'll offer that if your current situation is making you sick, you should try to...
Archived
How do i convert a chapter 7 to a 13 i filed a chapter 7 in 2014 and i filed again a wk ago was told i could file 13 repayment
Latife's answer
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Answered on August 07, 2017
You need to get a lawyer to handle your possible chapter 13 if you want the case to be successful. Good luck to you.
Am I supposed to be using the IRS expense amount or my actual expense amount when computing my monthly disposable income?
Latife's answer
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Answered on July 06, 2017
Use your own expenses. If your income is below median, you are probably not enjoying a lot of disposable income at the end of the month. Make...
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