If filing for Chapter 7 as individual in CP state (Wash) can creditors go after non-filing spouse for debt after discharged?

The key to your wife's liability lies in whether she is an owner of the credit cards, or merely an authorized user. If she is merely an authorized...

Looking for advice on whether Chapter 13 can help...

Filing for bankruptcy will stop the garnishment and creditor harassment, and give you some control over your financial situation. In addition, you...

We have $30k in med debt, and $77k in back taxes. I make $93k. Neither are "consumer" debt, will we still take the means test?

I have seen IRS tax debt treated as non-consumer debt in my judicial district, with the result that a chapter 7 was possible for a debtor who did...

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Can I keep the home I am living in and a mobile home I have financed that my family lives in

There are a few different issues that you will need to think through with the help of an attorney. First, it sounds like you are talking about two...

A credit card company filed a judgement against me. Their attorney sent me a bill for their services. Do I have to pay them too?

Unfortunately, one of the terms of your credit card agreement may be that you agree to pay attorney's fees and costs of collection in the event of...

My wife and I make $6300 a month and have $8400 a month going out, can we file chpt 7 and keep our house.

With a family of five, your income would be low enough to file a chapter 7 in Washington state, where I practice-- you'll want to have someone run...

Single person, losing job soon (staff reduction), will collect severence, when to file 7? or must I file for 13?

Once you have found a bankruptcy attorney you like and trust, you should talk about the timeline that will benefit you the most. While you want...

Tax relieve

You may be able to use a Chapter 13 bankruptcy to address your tax problem. Under a Chapter 13, you must pay taxes, but interest stops accruing...

I have about 55k of debt. No income due to an injury at work. Can I file BK?

While I agree that you may be helped by a chapter 7 bankruptcy, there are good reasons for you to wait to file. After you file your bankruptcy,...

If I have no unsecured debts and surrender my car to the lender during a Chapter 13 bankruptcy, will I have no repayment plan?

Your question raises a lot of issues. I assume the reason you are not considering a chapter 7 is that your income is too high. If you are looking...