When we do the Means Test for a Chapter 7 bankruptcy our income for the 2 of us is $1310. But, our social security is not used.

You report your income on Schedule I, and your expenses on Schedule J. If your Schedule I income appears to be substantially higher than your...

Will my filing for bankruptcy affect my wifes credit?

You can file bankruptcy by yourself, and not include your wife as a co-debtor, even though you're married. Will your bankruptcy filing affect...

If you don't reaffirm a first & second mortgage in chapter 7 can they take the house from you?

Around here in California, where I practice bankruptcy law, the debtor does not have to reaffirm a first and second mortgage. If the debtor wants...

Does Chapter 13 bankruptcy make you pay 100% of a car loan, or only what the car is worth?

The 4 year period begins from the date of filing the Chapter 7 case. Reference:...

When to open up a bank account after filing Chapter 7?

If a bank does a credit check on you, and uses your Chapter 7 filing to turn you down when you want to open a bank account, then you will just have...

We are going to file Chapter 7. My husband & I have always gambled as a form of recreation. We mostly break even.

Net gambling income is still income that would have to be reported on the Means Test in a Chapter 7 case. The Means Test form states that 'If...

What about money being deposited into your account for rent from a roommate while filing bankruptcy?

Regarding the first question, rental income from your son is still income. That rental income should be included on Schedule I (the bankruptcy...

Ch 7 bankruptcy and school loans

The general answer to your question is that student loans are not dischargeable in bankruptcy. Even if a loan is from a private lender, so long...

The granting of a relief from stay motion has no effect on the relentless passage of time. The 90 day time period for the Notice of Default...

How can I find out if my chapter 7 bankruptcy is discharged?

When (or if) you receive the Order of Discharge, a copy of the order will be mailed to you, to the mailing address that you stated in your...