Archived
Is it legal for a debt collector in massachusetts to attach ones paycheck for debt owed on a credit card?
Kara's answer
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Answered on October 02, 2009
Were you ever served with the court papers? If you were and then failed to appear then a default judgment could have been issued. I would call...
Archived
Can sally mae take my daughters car that is in our names as well as hers she is unemployed right now and can't pay on her loan
Kara's answer
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Answered on September 30, 2009
The only party who can take her car is the car financing company. It is not 100% owned by her so there is no worry there. The car loan is secured...
Archived
Should I use a lawyer or a debt reduction company to eliminate an old debt.
Kara's answer
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Answered on September 30, 2009
Many debt reduction companies are "fee for service" and can leave the consumer is worse debt than he was in previously. (See my blog at...
Archived
My aunt has a life estate on my dads home, how can I make her pay the taxes and insurance?
Kara's answer
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Answered on September 30, 2009
In a life estate, the tenant (aunt) is the owner, fee simple, for her lifetime and thus she should pay taxes (just as anyone would on land they...
Archived
Is a Medicaid claim a first or secondary lien on a home?
Kara's answer
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Answered on September 30, 2009
Medicare is the primary lien. There is more information as to how Medicare liens work in Massachusetts at this link: ...
Archived
Can Medicaid take my mother's home and usurp the current mortgage on the home?
Kara's answer
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Answered on September 30, 2009
Medicaid liens take priority over the secured debt you indicated. The reverse mortgage companies market to seniors so it is likely that they have...
Archived
My husband keeps showing up at my home with his girlfriend can i get a restraining order against her
Kara's answer
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Answered on September 29, 2009
You cannot get a restraining order on her simply because you don't like her. However, as the property owner you certainly have the right to tell...
Archived
My boss is fraudulently employing someone who is on disability using their spouses name.
Kara's answer
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Answered on September 29, 2009
It is insurance fraud as the Disability Insurance Carrier is paying out benefits for a person who is perfectly able to work. Here is the info to...
Archived
Can a mortgage company use my debt when my husband gets a mortgage; debt is prior to marriage.
Kara's answer
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Answered on September 29, 2009
The mortgage companies approve or deny applications based upon the recommendations of their own underwriters. In the past year, granting of credit...
Archived
How soon after filing Ch. 13 can I file my taxes and receive my refund?
Kara's answer
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Answered on September 29, 2009
In your Chapter 13 you should have listed your anticipated tax refund as an asset.
Your creditors have the right to lay claim to it.
Kara...
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