Debt

If you took cash advances on your credit card, those are dischargeable in bankruptcy. If you took out a parents' school loan for the college...

Does a charge off debt mean that it's a secured debt? Does a collection mean it's a secured debt?

A charge off is merely a term used by the creditor to indicate that it has written off your debt as uncollectible. A debt in collection could be...

Car dealer auto loan attoney

I agree with Attorney Kane that the car loan you got was a bad deal. There is a good reason why many, if not most, car loans are for only 5 years...

Is there a law that states I must turn in a new form for a second case on debt collection?

The full Fair Debt Collection Practices Act can be viewed here. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre27.pdf In a situation where...

Payday loan

Here is some information taken from a MA state website re: payday loans. As it seems that no payday loan companies are actually resident in MA, I...

Advice for a student who owes $1200 b/c of unfortunate Bally Total Fitness contract

Ignoring the debt will probably result in a lawsuit being filed against you. Then a judgment will follow. After that the judgment will be executed...

Hello Loran, If you Google: propane "low usage fee you will find that this seems to be an industry-wide problem. Some of the propane...

Collection letter for taxes 10 years ago? Possible tax lien?

First off, I am an attorney practicing in Masachusetts. Under the Fair Debt Collection Practices Act, you have the right to ask for a writen...

Can you file a lien on someones future retirement with a county?

Similar to a judgment, you would have to apply to the court to execute upon the debt. Whether or not you could get your hands on on someone's...

Can a lien be put on my house for a credit card discharge?

A lien can be put on your house only if a judgment was first obtained by the creditor AND you did no already have a homestead on the house. If...