I recently purchased a home that was a forclosure. They are now trying to collect this large fee amt. that was acquired from pas

HOA assessment fees typically follow the property, meaning that if they are not paid by the previous owner, the new owner becomes responsible for...

It is hard to say what laws may or may not be broken without looking at the contract. Generally, Title pawn shops are entitled to charge fees but...

I am drowning in debt. havent paid any in years...i have two jugdgement against me and a garnishment. what can i do?

First, you should not feel guilty for filing for bankruptcy if that is what you must do to regain your financial footing. Companies do it all the...

I had a garnishment for HOA fees. The court shows it was "paid in full". The assoc. is seeking further legal fees from that.

Deep within the provisions of most HOA documents is a clause that states that if they have to take actions to obtain the funds from you that you...

What happens to the credit card debt of a deceased family member?

When a person dies, their estate, which usually comprises of whatever assets they left behind, is used to pay off any remaining debt. If a person...

How do i convert a chap 13 to a chap 7 in georgia

You do have several options for converting or possibly keeping the home under the existing Chapter 13 but your first need to see an attorney so...

My daughter is in college and a credit card company is trying to garnish her wages. The only job she has is work study.

Under Georgia law they are allowed to garnish 25% of the gross earnings until the debt is paid in full. If your daughter is working and over the...

If I file Chapter 7 and I have 3 vehichles under my name will they take my cars from me. I'm behind 1 car payment

It will depend on what the value of the vehicles are and what exemptions are allowed in your state. My advice would be to seek out an attorney in...

Do I need a lawyer? What recourse do I have in saving my property?

The Condo Board's lien is not a danger to your property. What a lien does is insure that if you were to sell the property, the lienholder would be...

No payment posted to creditor on my credit reports for 7 years. Just returning to work. Pay or bankrupcty?

Well considering that you are just re-entering the workforce, it might be best to look at a Chapter 7 as as option. If the foreclosure and the...