Archived
Before my father died he deeded his home to me. There are 2 mortgages. My name is on 1st. Am I required to pay 2nd?
Joshua's answer
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Answered on August 06, 2012
You are only personally liable for the obligation if you were a party to the obligation. In short, unless you signed a document promising to pay,...
Archived
Could someone please interpret the following statement in florida statute 720.3085: (please see details section).
Joshua's answer
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Answered on August 03, 2012
The statement only provides that the statute does not apply retroactively to improve the associations lien priority to a position it did not have...
Archived
How long would a chapter 7 bankruptcy put the foreclosure process on hold?
Joshua's answer
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Answered on August 03, 2012
A chapter 7 - on average - will be resolved in around 90 days. Sometimes they can go longer. Therefore, you are looking at a modest delay in the...
Archived
I filed bankruptcy and included my condo association as a creditor who filed a foreclosure on me now they are trying to lift the
Joshua's answer
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Answered on August 03, 2012
There really is none outside of paying an amount the association would live with to forgo their course of action. Frankly, with the speed at which...
Archived
What happens when you recieve a court summons that says you are being sued for repo of a mobile home?
Joshua's answer
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Answered on August 03, 2012
The summons simply provides notice to you of the case and instructions as to how you can respond to the complaint filed. The replevin process -...
Archived
Are there any legal actions i can persue against the bank for forclosing on my home while in the process of loan modification.
Joshua's answer
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Answered on August 03, 2012
Potentially, but it is impossible to determine based on the lack of information in the inquiry.
Archived
Why would a mortgage servicer serve a foreclosure complaint containing a verification that was not notarized?
Joshua's answer
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Answered on August 03, 2012
They are done this way because the rule governing verifications of these documents does not require that the complaint be notarized. However, some...
Archived
Average timeline for foreclosure processing in Manatee County?
Joshua's answer
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Answered on August 03, 2012
The average timeline in florida is in the neighborhood of 2 years. However, some foreclosures can be completed in as little as 6 months. The...
Archived
Is filing bankruptcy enough to stall a foreclosure?
Joshua's answer
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Answered on July 30, 2012
The filing of bankruptcy by the owner of the property, as it seems you are alluding to, would invoke the automatic stay. This would essentially...
Archived
We (the tenants) have been served with foreclosure summons, but our landlord has not??
Joshua's answer
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Answered on July 30, 2012
A parties time to respond only begins to run once service is completed. It appears based on your statements that this time has not begun to run...
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