Archived
If my name is on the deed and not on the loan can I refinance the loan to add my name and get a better loan?
Jory's answer
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Answered on November 03, 2018
Don't act hastily. Right now you have an ownership interest on the property but do not have any legal obligation to pay the debt. If you refinance...
Archived
Why is this a crime?
Jory's answer
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Answered on November 03, 2018
Your question is unclear as to whether you are being charged with any crime related to your Bankruptcy case. If you are, you have failed to give...
Archived
Can the BK trustee take my home equity?
Jory's answer
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Answered on November 03, 2018
I am sorry, but this is Bankruptcy 101. You are still not clear as to the operation of some of the basic issues in a bankruptcy case, including the...
Do I need to disclose to my bankruptcy attorney that I took out a payday loan after my petition was filed?
Jory's answer
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Answered on November 03, 2018
Debts that are incurred after the filing of a bankruptcy petition are not going to be discharged in normal circumstances. Unfortunately, you have...
Archived
Can a bill collector send the police to arrest you?
Jory's answer
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Answered on November 03, 2018
These are always fun questions to answer because 99% of the time the calls are coming from scammers that are attempting to get you to provide them...
HOW LONG IS A LETTER FROM MY TRUSTEE GOOD FOR TO PURCHASE A CAR. HE GAVE ME ONE IN MAY AND ITS NOW OCTOBER ..?
Jory's answer
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Answered on November 02, 2018
The answer to your question is truly based on the local practice within your District. For instance, in the District of Utah, only the Bankruptcy...
My wife has a garnishment judgement from a creditor on her bank account. We also have a bank account jointly. Can they garnish i
Jory's answer
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Answered on November 02, 2018
A Creditor who holds a judgment against a debtor can pursue any asset to which the Debtor has an interest. Because a joint bank account typically...
Archived
Timeshare maintenance fees at collections, ex boyfriend paralyzed and out of the country?
Jory's answer
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Answered on November 02, 2018
Unfortunately based on your description of the facts, you obligated yourself for the debt at the time you co-purchased the timeshare. The place to...
Archived
How do I find out if this is real
Jory's answer
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Answered on October 31, 2018
In the entire statement of your situation, you fail to identify whether you ever obtained a payday loan in 2014. The best source of information as...
Archived
Is my landlord violating a stay order withholding my mailbox key? What can i do?
Jory's answer
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Answered on October 29, 2018
Interfering with the U.S. postage is a criminal offense. If you are properly entitled to receive mail at your assigned postal box, the landlord is...
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