Can they take legal actions against me if i dont finish paying off the debt or is that simply a scare tactic they are using?

Unfortunately, you have likely been duped. These type of collection efforts are scams. It is unlawful to threaten criminal prosecution during a...

What kind of actions can I take

There should have been some explanation attached to the notice you received related to the garnishment of your account as to what steps are...

What about the U.S. caused you to immigrate in the first place? You indicate that you are about to leave for good, but what happens if you decide...

What do I do after receiving an asset search for a judgment?

People don't complete asset searches for debts of a couple hundred dollars; nor, do they consider seizing boats and cars for such small amounts. ...

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And also can i still file chapter seven after i been served with foreclosure?

With few exceptions, you are required to complete the mandatory Consumer Credit Counseling program within 180 days before you file the Bankruptcy...

Chapter 7 bankruptcy and non-discharable debt

It's one thing for a disgruntled ex-spouse to get a small claims judgment, but an entirely different process for one to file an Adversary...

Obviously, you have reached the conclusion that he is simply avoiding you. Which he probably is. When it comes right down to it, you may find out...

Can they set the payment amount so high? and continue to charge interest? and for bills 10+ yrs old?

Unfortunately, Collection Companies continually push the limits to collect as much as they possibly can. It appears that you have now recognized...

Who's income matters with chapter 7?

Most jurisdictions require income and regular contributions from all sources to be listed on the Bankruptcy documents. However, you may be looking...

I need to find someone in my area who knows consumer right law.

I agree with the comments of the other Attorneys that have responded, your best resource is to click on the "Find a Lawyer" tab above and search...