How is it legal for them to send letters for legal action and can this negative strike be removed from my credit reports?

Unfortunately, you have not identified when the treadmill was actually purchased, so the Statute of Limitations issue is still up in the air. ...

If a creditor put a lien on your home then sales the debt does the creditor still hold the lien legally or the buyer of the debt

There are specific legal proceedings through which you can contest invalid liens. However, this is one of those instances in which you do not want...

IF THIS CREDITOR DOES NOT COMPROMISE, THE PLAN MAY NOT BE FEASIBLE BY TRUSTEE. WHAT HAPPENS? CAN TRUSTEE THROW CASE OUT?

The U.S. Bankruptcy Code provides rights for both Debtors and Creditors. You need to consult with a qualified Bankruptcy Attorney to review your...

Do I need to hire and attorney? What should my next steps be?

The dates you have identified within your question are inconsistent and not based on the typical legal procedures associated with collection of a...

How do I file, or can I file, for this claim not to be dismissed.

Bankruptcy is a very complex area of the law. There are many deadlines imposed, and you have recognized that the forms are not easily understood. ...

If I do not include the car which I am paying for, will I be able to keep the car so I can continue to work? I am a consultant

Under the Bankruptcy Code, you can not show preferential treatment to any Creditor by not listing them. You are obligated to list all of your...

If I file individually for a Chapter 13 bankruptcy but include his wages and our combined debt will he still be "covered"?

You should consult with a qualified Bankruptcy Attorney today. Use the "Find a Lawyer" tab above. If you are contemplating filing a Bankruptcy...

What are my options in repaying a repossession? (Car)

You do have options, as you have indicated in your question. However, you can't make an informed decision as to which option you want to exercise...

If you are not there, who is going to stop him? The Constable is a certified and authorized peace officer commissioned to complete the task of...

How can a chapter 7 bankruptcy show back up on your credit report. Isn't that against bankruptcy law?

There is a potential violation of the Fair Credit Reporting Act if the mortgage company is listing a mortgage debt that was discharged in your...