I have to re-open my BK 7 that was discharged in Feb. 2011 . Will this affect our credit report..

The first person you should call is the Attorney you hired to represent you in the Bankruptcy case. (S)he will be able to provide you direction as...

Can I remove my daughter off of my house or is it too late? What will happen to my 13 yr.of payment since she filed BK Ch.13?

Now is the time NOT to listen to your daughter or the Bankruptcy Attorney she hired to file the case for her. It is time for you to consult with...

Actions speak louder than words! You should review the terms of the contract that was provided to you at the time of purchase. It is possible that...

Bankruptcy

As all of the other Attorneys have warned you: there is an obligation to list your interest in the house as well as all other assets you have an...

Although I don't practice in the State of California, and am not otherwise versed in Community Property law, it seems to me that now is the time...

Can I set up a payment arrangement

You can always contact the Plaintiff's Attorney directly, but chances are that they will pass you off to one of the collectors instead. At that...

Do I still need to file and answer to the summons?

To absolutely be protected, you should file a simple Answer that identifies you have entered into a payment arrangement with the Creditor. But the...

What can I do to avoid legal action to be taken?

The laws in Utah are quite favorable for the Creditor, including assessment of legal fees. There is no requirement that they work with you on a...

Is this even legal? Can they garnish my wages for their attorney's fees? It's four times the loan amount that I originally took.

Many of the legislators in the State of Utah have an interest in these Pay Day lending institutions, so the laws are quite favorable for the...

How can they garnish him?, he is not the one on the debt.

You should consult your employer to get a copy of the garnishment papers. Once you do, it will identify who was actually sued in the collection...