Archived
My car payments are included in my ch 13 case I want to convert to chapter 7 will I still be able to keep my car
Jory's answer
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Answered on February 14, 2017
Both the question related to your car and the IRS debt are extremely fact specific. You need to discuss them with your Bankruptcy Attorney. If you...
If i have messages of someone telling me they are gonna pay me back, is that evidence? Do i have a case?
Jory's answer
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Answered on February 14, 2017
Although the text messages you have constitute evidence, now may be the time that you want to consult with an Attorney to discuss ways to reduce...
Archived
Debt and owning a vehicle
Jory's answer
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Answered on February 14, 2017
Find comfort in knowing that these type of issues arise in literally every Bankruptcy case that is filed. A good qualified Bankruptcy Attorney will...
Archived
A law firm handling a debt collection is threatening litigation
Jory's answer
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Answered on February 14, 2017
There is nothing in your rendition of the facts to lead me to believe the Collection Attorney is doing anything unlawful. Unfortunately, there is...
Archived
Is it too late to add potential claims? What are instances if you did not add in chapter 7 that u can still bring suit?
Jory's answer
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Answered on February 14, 2017
The applicable Bankruptcy Rules allow liberal amendment to the Bankruptcy Statements and Schedules as long as the case remains open. You should...
Archived
My moms house is foreclosure because of problems with house insurance problems. What can be done about this foreclosure
Jory's answer
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Answered on February 14, 2017
The first question that always comes to mind in these instances is: "Why are you waiting until the day before an auction to address the issue?"...
Archived
How do I close my credit card accounts and transfer debt from lines of credit that my ex-wife charged as an authorized user?
Jory's answer
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Answered on February 01, 2017
If your ex-wife is truly only an authorized user on the accounts, all you need to do is contact the individual Credit Card companies and...
Archived
Do i have to publicize estate notice.
Jory's answer
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Answered on February 01, 2017
It's sounds like Mom may have protected you more than you currently think. You indicate that the credit card has boosted your credit score. This...
Archived
My mother died and left me a home with no mortgage but that had a 100,000 dollar line of credit debt on it.
Jory's answer
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Answered on February 01, 2017
It is easy to confuse the concepts of "title" and "debt". Ownership of the home is determined by whose name appears on title. As you have found...
Archived
Do I have to sell my vintage auto to pay off debts before I can file for bankruptcy?
Jory's answer
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Answered on January 30, 2017
There are certain terms that are disliked by Bankruptcy Attorneys; they include words like "vintage", "antique", "expensive", "luxury", and the...
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