Archived
My Second mortgage was not reaffirmed by the court in NJ.Have missed one payment since what is best actions.
John's answer
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Answered on December 29, 2011
When you say the first mortgage was "reaffirmed." what did you sign to reaffirm it? was it the bankruptcy form, or something else?
I would...
Bankruptcy Trustee's Request for Statements of Closed Bank Accounts
John's answer
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Answered on December 17, 2011
You are filing bankruptcy today, but were able to pay $17,000 overseas one year ago? That will probably not sit well.
These are not just...
Archived
How much can you keep in a banktuprcy filing?
John's answer
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Answered on December 15, 2011
NJ practitioners normally use the federal exemptions. There are many exemptions under federal law, so you need to be specific. As to cash, you...
Archived
Does a tenant that was filed on for eviction have to pay the balance owing up until the day of court?
John's answer
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Answered on December 06, 2011
The form complaint anticipates that the court date might be after the date for the next payment. Regardless, they'll owe December as well.
They...
How to file homestead declaration as joint tenants?
John's answer
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Answered on November 16, 2011
Married people do not have to both file bankruptcy.
I will leave the homestead declaration answer to someone who practices law in California,...
Archived
It is possible that Green Tree could foreclose on my second mortgage after not paying?
John's answer
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Answered on November 16, 2011
You may want to talk to a bankruptcy attorney familiar with Chapter 13 bankruptcies. You may be able to "strip off" the second mortgage, and make...
Archived
I sued 2 former tenants in Civil Court and won a default judgement. They are on SSI, what are my chances of collecting?
John's answer
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Answered on November 16, 2011
Agree with the above. As long as they can show the source of the funds in their bank account are social security checks, you are just wasting your...
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Archived
My case has just been discharged, why is my attorney saying I should wait to close on the sale of my house?
John's answer
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Answered on November 02, 2011
Yes, the discharge is not necessarily the end of the case. You should at least wait for the abandonment and Report of No Distribution by your Trustee.
Archived
Sued for medical bills
John's answer
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Answered on November 02, 2011
You need to talk to a local attorney about how long you can hold off a creditor in your state in the court where this is filed. Some courts (like...
Best way to settle a credit card judgment
John's answer
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Answered on November 02, 2011
At this point, there is already a judgment, you probably can't get court involvement. As noted, you are probably going to deal with the attorney...
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