If a debt collector wins a judgement against me in small claims court, can they seize assets (i.e. a vehicle) to pay the debt?

A judgment creditor has a host of options to collect on the judgment, including wage and bank garnishments, and execution on personal property. As...

Can you add a debt to a bankruptcy after it has been discharged?

Although a more specific timeline would be helpful, if the debt arose post-petition in a Chapter 7, then it will not be covered by the discharge. ...

Hi what is my liability legally for Credit card collection after 5 years of original default?

Even though you haven't made a payment in five years, you still owe the debt. All states have a statute of limitations that can act as an...

I need help in composing a letter to a collection agency regarding the invalidity of a debt they claim I owe to Citibank, USA.

As my colleagues stated, dispute the debt on the basis that it was satisfied. Send the collector the dispute letter along with any proof of...

The terms of your contract will govern how you will proceed. At this point, you need to consult with a litigation attorney to assess your options...

If my settlement offer is accepted through my Junior lien holder, what should I expect as far as the process of paying them and

I agree with my colleagues, and would only reemphasize the importance of having everything in writing, including the settlement offer from the 2nd....

What are my rights as a tenant when a house goes into foreclosure?

I agree with my colleagues, and would only add that, depending on the length of your lease, federal law gives you protections post-foreclosure. If...

Does signing a Deed in Lieu of Foreclosure release the heirs of any related debts such as property taxes, homeowners assoc fees?

A deed in lieu of foreclosure should release them from further obligations with respect to the property, but laws vary from state to state, so I...

After my mothers death and the foreclosure and sale of her home, there was$90,000 left. Can her children get that money?

Ms. Hays provided an excellent answer, and I agree with her completely. I would only add that, as a general rule, all liens would need to be paid...

Bank of America will not put in writing what they tell me regarding home auction cancellation

I'm sorry to hear about your troubles. Try asking if the foreclosure has been postponed, and what the new sale date is. If it is a Deed of Trust...