Can my car be "repo"ed even though the full loan balance was charged off by lender when my Chapter 7 was discharged?

Even though your personal liability on the car loan was discharged in the Chapter 7, the lender can still look to its collateral to collect on the...

If a plaintiff states a lawsuit was for debt collection after a Chapter 7 discharge, can they be sued?

If the debt was a pre petition debt - and it sounds like it was - then any attempts to collect the debt personally from you is a violation of the...

I owe my separated wife family support and now creditor wants medical bills. Can I sell my truck to pay for the family support?

So long as you sell the truck to a stranger for its fair market value, there is no way a creditor can win on a fraudulent conveyance claim. And...

Can a collector still collect after foreclosure in 2007?

The questions you ask are specific to Texas state law and the Internal Revenue Code, so you need to meet with a local, experienced debt settlement...

Old debt bought and settled, yet original creditor refuses to reflect that.

The Fair Credit Report Act exists to ensure accurate credit reporting, but it can be complicated procedurally. I would highly recommend you...

I would contact the creditor's attorney to find out what's going on. You may also want to speak with your employer to see if there was just a...

Unfortunately, validating debt under the FDCPA requires minimal validation - much less so than would be required in court. Sometimes a request for...

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If small property is transferred through a will to us after 3 yrs in a Chapter 13 and not part of 13, can we apply equity loan

Failure to report such an inheritance can open up all sorts of unpleasant dealings. i would recommend you inform your attorney immediately. He...

Where I practice, if you have primarily business debt, you can file a Chapter 7 regardless of your income and expenses. My understanding is that...

Can I take back to court a judgment that was filed against me?

There are procedures to vacate a judgment in the event you didn't get notice of the lawsuit. I would recommend you consult with a consumer or debt...