Countrywide line of credit i default 35k foreclosed 2009. Debt collector gets S.J.What can they do ?this is unsecured debt.

The judgment will permit them to put a lien against the property. Additionally, the judgment permits them to garnish your wages, bank accounts,...

How is my cosigner on my non discharged student loan affected if I file bankruptcy ?

As long as you stay current during the bankruptcy, I think the cosigner's credit would be protected. I would be curious if any of my colleagues...

Tenants' rights during foreclosure proceedings.

You have 90 days under federal law to move out after the foreclosure sale. Where I practice, you would get notice of the sale date posted to your...

Can I file for bankruptcy without including my husband? Also I have two cars and a trailer at the beach will I lose all these

You can file bankruptcy separately from your husband, but if you live together, you must include his income on Schedule I and the Means Test. As...

I received a summons from a prominent debt collector (it begins with a Z) a few days ago. What now?

I agree with my colleagues - you need to hire an attorney to respond to the complaint, so now is the time to meet with a debt settlement attorney,...

I would bring these documents to an experienced debt settlement attorney to review them. Not only will you know how to proceed, but then you will...

Social Security Disability Income And Chapter 7 Bankruptcy Count in the "Means Test" for chapter 7 ?

As Richard stated, social security disability income is excluded from the means test, although it must be reported on Schedule I in a Chapter 7.

Judgement/assets

The banks can't get a judgment against your husband until they sue and get a judgment by either winning on the merits or because he didn't appear. ...

I am a pro se defendant in a tort case. The other defendant settled - possibly enough to cover all damages. how do I find out?

Ms. Powell is absolutely correct - you need to have an attorney moving forward to adequately protect your interests.

Wage garnishments, I live and work in iowa

In general, creditors can only garnish 25% of your gross wages - period. The second garnishment will need to get in line. Please see the link...