Can admission of guilt to a creditor for total amount affect the settlement with a debt collector that took over my account?

Based on the facts, I agree that you should immediately meet with a consumer law attorney to determine wether the debt collector has violated the...

Summons

Although a little unclear, it sounds like you are getting sued for some type of debt. Because you admit that the issue is becoming complex, I...

What type of lawyer would I search for concerning a debt collector taking me to court?

You may also want to consider consulting with a consumer law attorney, in addition to a debt settlement attorney. Although there is considerable...

If a house is in foreclosure and you are renting must you pay rent

I am in complete agreement with Mr. Woodward and Mr. Jones. As a side note, if you have a month to month lease, federal law gives you 90 days...

What are my options after a forclosure?

Although I am not familiar with Illinois law specifically, usually a foreclosure sale will not wipe out the second mortgage, unless the sale price...

Can a credit card garnish Social Security or put a lien on my mother's home?

A creditor cannot garnish bank accounts or wages or put a lien on property until the creditor has obtained a judgment, which will only be obtained...

I'm married but want to file bankruptcy as single ? Also should I admit the gambling addiction

You can certainly file for bankruptcy apart from your husband even though you are married. You will be required to include his income and expenses...

Selected as the best answer

What would be a reasonable settlement offer for $2400 plus court cost and interest for two months?

I would start by offering 10% and negotiate from there. Most debts can be settled for 25% to 40% of the balance. I would be hopeful that a 50%...

When is filing ch-7 bankruptcy a better option than a short sale ?

A Chapter 7 filing will eliminate any deficiency owing after the sale, so meet with an experienced bankruptcy attorney in your area to get the...

Can arrears from a default judgment be reversed? Can I also get my driving privileges back?

I need to make a bunch of assumptions to answer your question, but here it goes. Assuming your license was suspend because you either have unpaid...