Questions answered by James Scott Wertheim

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If a collection agency attempts to contact me is it required that they identify who they are and what they want.?

James's answer | Answered on April 25, 2018

I would need to see the documents you have received, review the case if there is one by use of the case number given and get other information....

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I owe Cashland around 700 to 800 dollars and was making payments now financially i am not able to can they sue me or garnish my

James's answer | Answered on April 25, 2018

These type of loans are often questionable. In short yes they can sue you and after they get a judgement maybe garnish your wages. If they sue you...

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MMy daughter bought a as is car from dealership she hasn't drove since she took it home?

James's answer | Answered on April 25, 2018

Your daughter may have claims and rights. A lot will depend on the paperwork and what the actual issue is with the car. You need a lawyer to review...

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Why did I get a call today from a creditor threatening to contact my employer to start garnishing my wages?

James's answer | Answered on April 25, 2018

I agree with Greg. There is a time limit in which they must bring a claim as well. If they have taken no action since 2007 the debt is probably...

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Hi, I bought a used car I have only had it for 15 days it's been at there shop should I make my payment

James's answer | Answered on April 24, 2018

I would need to review your paperwork to provide you with advice. However if the car is not working you may well have the right to rescind the...

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Can a collection agency refuse to identify who or what they are or use a 3rd party to act as a proxy to avoid being identified ?

James's answer | Answered on April 24, 2018

If they are a legitimate agency they are required to identify themselves when asked and provide information about the debt. They are also required...

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Payday loan place calling me nonstop

James's answer | Answered on April 23, 2018

They cannot garnish social security. These people are engaging in what appears to be improper debt collection activities. And yes you will be...

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WWhat is the consequences of having 2 contracts for the Same car?

James's answer | Answered on April 23, 2018

This is called a yo-yo transaction and it is illegal. You can rescind the transaction or seek damages from the dealer. You may have other claims as...

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HELLO!?I am being sued by Mid Land funding. what do i do if they dont respond to discover (request for prodction of document)?

James's answer | Answered on April 21, 2018

You can file a motion to compel. However I think you may need legal advice. Do you owe the debt? Have they produced the contract? Did they sue you...

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Can I so someone for selling me a dangerous car?

James's answer | Answered on April 21, 2018

You have rights under the Ohio Consumer Sales Practices Act. You should get a complete refund including the sales tax. His giving you a check is...

James Scott Wertheim's Answers (616)

If a collection agency attempts to contact me is it required that they identify who they are and what they want.?

I owe Cashland around 700 to 800 dollars and was making payments now financially i am not able to can they sue me or garnish my

MMy daughter bought a as is car from dealership she hasn't drove since she took it home?

Why did I get a call today from a creditor threatening to contact my employer to start garnishing my wages?

Hi, I bought a used car I have only had it for 15 days it's been at there shop should I make my payment

Can a collection agency refuse to identify who or what they are or use a 3rd party to act as a proxy to avoid being identified ?

Payday loan place calling me nonstop

WWhat is the consequences of having 2 contracts for the Same car?

HELLO!?I am being sued by Mid Land funding. what do i do if they dont respond to discover (request for prodction of document)?

Can I so someone for selling me a dangerous car?