Archived
Days away from not being able to pay on a One Main Financial loan ($10k car as collateral) with a current balance of about $18.5
James's answer
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Answered on February 13, 2019
It sounds like bankruptcy may be the only option. I would pay debt to protect car first. Whether or not you may have a defense or claim in regard...
Archived
Do I need to reveal my employment info to the attorney of debt collector?
James's answer
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Answered on February 13, 2019
I am assuming this was in the form of discovery. It may be objectionable but most courts will probably allow it. Was the Complaint served on you...
Archived
Returned leased vehicle to same dealer , he had in lot 2 years, not contacting finance co.
James's answer
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Answered on February 11, 2019
You need to contact an attorney. There are required actions that must be taken post repo and it sounds like they did not do so. The failure to do...
Archived
Can i still make payment arranges with a creditor, if they have already have a default judgment against to garnish my wages?
James's answer
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Answered on February 11, 2019
You may have rights. They are required to provide certain notices post repo and if they don't you have claims. You also may be able to negotiate a...
Archived
I have a court judgement in Ohio from midland credit management how do I get this resolved ?
James's answer
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Answered on February 11, 2019
I have handled many cases with Midland. I would need more information to provide you with advice but you may have affordable options.
Archived
Debt collector verified debt, now what?
James's answer
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Answered on February 11, 2019
Really depends on if you owe the debt. If so try to negotiate a settlement. If not contact an attorney immediately.
Archived
Dispute default judgement for not receiving summons?
James's answer
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Answered on February 11, 2019
If you did not get the complaint you may be able to vacate. You could certainly negotiate a resolution.
Archived
Dealer neglected to alert Finance co. returned vehicle from customer. Sat for 2 yrs in lot.
James's answer
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Answered on February 11, 2019
There are many unanswered questions but you may have a case. I would need to review your paperwork and get more info.
Archived
Can a repossession man bargain personal items for keys ?
James's answer
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Answered on January 30, 2019
They cannot hold your personal items. Also you have rights to certain notice after repossession. If you do not get these notices you have rights to...
Archived
What are my rights in Ohio after purchasing an as is Prius from dealer it had several recalls they didn't address one being it ?
James's answer
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Answered on January 30, 2019
You may be able to rescind the deal or mget damages. I would need to review your paperwork and get a better understanding of the issues
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