My question is what should the sign up terms for the new bands be as of now (with it currently being only a forum)

As Andra indicated, you have an excellent idea for a business. However, this involves some fairly complex legal, contractual, IP, and business...

Wondering if this is a scam ?

As other posters have indicated, it's highly unlikely that a reputable collection agency or loan servicer would request (or even accept) payment in...

Ordinarily, a cover performer is entitled to take minor artistic liberties with the piece, but it sounds like you intend to change the fundamental...

How Can I Do this?

As previous posters have indicated, this is often a very nuanced question of fact and law. Fair Use is indeed a common defense, but even legal...

As a threshold issue, it is highly unlikely that they would expend the resources necessary to pursue the matter., or that law enforcement...