I'm curious as to whether my insurance will find me at fault in this situation as there is really no evidence for either side.

Although not independent, having your passenger submit a supporting statement to your insurance company may help

Do I need to file for administration in new york?

You should file for Administration and should consider consulting an attorney in you area.

Can you insure an unoccupied/vacant home in estate's name (for several months-1 year) instead of the person who will inherit it?

You definitely can and should obtain a policy insuring the vacant home. The cost will be higher than normal, however you may receive a premium...

You should definitely notify your insurance carrier as soon as possible. If a claim is made against you, your insurance carrier will provide you...

How do I proceed in small claims ?

The small claims process is very simple and the small claims clerks are usually willing to advise you how to complete the claim form. You will need...

Is it necessary to hire a lawyer to claim personal injury claim?

I spent year working for insurance companies defending against claimants. For the past 17 years I have represented only claimants.Although you...

What's the law regarding settlements for minors in personal injury cases in NY?

Your child is entitled to maximize his/her recovery. You are entitled to know the internal rate of return for the annuity (structured settlement),...