Archived
Does bank have to endorse Note to new bank? Secured by home like a mortgage. But not a mortgage.
Ivan's answer
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Answered on February 20, 2014
By "enforce", I am assuming you mean commence an action to foreclose. If my assumption is correct, Wells Fargo Bank is the successor by merger to...
Archived
Since a private investor has no rule that they have to follow Obama loan modification and its not a fanny or freddy loan and the
Ivan's answer
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Answered on February 19, 2014
Again, definitely a question requiring way more information and should be reserved for direct consultation from counsel; but, if you are able to...
Archived
How can a private investor follow Obama regulations for a loan mod for homeowners
Ivan's answer
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Answered on February 19, 2014
"Private Investor" really just means that the owner of the debt obligation is not the same party as the company servicing your loan. For instance,...
Archived
Just found out home hasn't been paid late 1007 days can the bank come and put new lock on door sell my belonging in it live ny
Ivan's answer
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Answered on February 19, 2014
If you got a letter like that, there is actually a chance that the home is not actually in foreclosure as of yet. The letter your describing...
Archived
If my mortgage has been in default and the bank has not secured CPI should I inform my insurance company?
Ivan's answer
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Answered on January 17, 2014
Normally, while a loan is in default; the mortgage loan servicer will continue to pay your homeowner's insurance policy for an indefinite period of...
Archived
We just received a foreclosure notice and are working with a loan modifier who says she cant help us with the notice.What to do.
Ivan's answer
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Answered on January 13, 2014
Unless your "loan modifier" is a licensed NY attorney whose primary practice is foreclosure defense, you are most likely selling yourself short and...
Archived
Will this ever foreclose? I don't think i can afford to save it but it seems to be in limbo.
Ivan's answer
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Answered on January 07, 2014
It is pretty difficult to answer your question by just looking at the county clerk minutes of the case. However, it seems as if this foreclosure...
Archived
Should I except the loan mod?
Ivan's answer
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Answered on December 27, 2013
Very simple, contact an attorney whose primary practice involves foreclosure defense and loan modifications and have him/her review your papers on...
Archived
I live in Huntington, NY and received a modification with an interest rate of 2% for 22 years (they can't extend it), but I have
Ivan's answer
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Answered on December 27, 2013
First, let me start with a brief disclaimer:
*No attorney in this forum could/should advise you on what to specifically do (or not do) with...
Archived
Was the HAMP deadline extended beyond January 1 2009?. I signed mine on January 9, 2009 and was denied modification. need help.
Ivan's answer
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Answered on December 24, 2013
To answer the first part of your question; any loan originated on or after January 2, 2009 is not eligible for a Making Home Affordable...
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