Archived
Just need to ask a question I have been harrsed by what I think is a debit collecter who won t send me any info of a loan I owe
Howard's answer
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Answered on November 05, 2012
I totally agree with Mr. Wiley. Document, document, document. If they can not prove you owe a debt then they can't make you pay it unless you don't...
Archived
How can I legally get out of my lease?
Howard's answer
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Answered on October 21, 2012
In most cases, if you are on a month to month lease, you can get out of it by giving at least 45 days written notice. Review your lease document,...
Archived
In a chapter 13 bankruptsy, can I include college tuition in my Schedule J budget?
Howard's answer
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Answered on October 21, 2012
In the District of Minnesota steady payments for student loans, in most cases, are accepted on Schedule J. I have some experience in Chapter 13 ...
Archived
I filed Bankruptcy in 2010 and in 2011 I went before the Juge. Am I still in a Active Bankruptcy?
Howard's answer
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Answered on October 18, 2012
First, if you give an answer before a judge in good faith with all the knowledge you have you probably won't see trouble. To find out if your case...
Archived
Can you file injure spouse on taxes while receiving unemployment benefit.
Howard's answer
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Answered on October 17, 2012
Whether an innocent spouse is receiving unemployment benefits is usually irrelevant to whether he/she is an innocent spouse.
Archived
Are the tips from an event center recordable income for a non-profit group?
Howard's answer
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Answered on October 17, 2012
Tips are income, period. Since it is during the functioning of an ancillary function it may well also be taxable.
Archived
Can a nonprofit company be localized to colleges? can the organization hold events to sell product to raise money?
Howard's answer
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Answered on October 17, 2012
As long as the organizing documents allow, a nonprofit company can have ancillary functions which make money.
I want to purchase a house, current house wasn't reaffirmed after chapter 7 bankruptcy?
Howard's answer
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Answered on October 17, 2012
You may be assuming that because you did not reaffirm your fha loan it was dissolved in the bankruptcy discharge. This is not true because secured...
Archived
If car in accident after file ch.7 & ins co. pays to fix do I let court know even if i dont fix car?
Howard's answer
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Answered on October 17, 2012
If you have an attorney always ask him/ her before you do any major economic event during a bankruptcy. If you are representing yourself the safe...
Archived
Is there a way to negotiate federal IRS taxes owed because of circumstances relating to paying off credit card debt that had a
Howard's answer
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Answered on October 17, 2012
I agree with my colleagues that Offer in Compromise is probably not an available option in your circumstance and that negotiating a payment plan is...
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