I have a question on a student loan debt. It is my ex-husbands and this year my tax credit was applied to his loan.

I agree. This is now a tax issue. Student loans are not discharged in bankruptcy. The issue is who is now responsible for the debt... Your divorce...

Bankruptcy was filed on 6/18 in Phoenix. Trustee meeting is 7/20. Forgot to send declaration re: elec file. Will case dismiss?

This is always part of our packet when the client sits down to sign their petition and schedules. How did you become responsible for sending this...

Can you put a private student loan under bankruptcy?

Yes. In fact you are required to list all your creditors in bankruptcy, so this includes student loans. However this debt will not be discharged...

Should I notify creditors that I am filing for bankruptcy?

It depends on the creditor. Not all creditors behave alike. For some it may trigger immediate action to enforce their rights, for others it may...

You received several good answers already. But just to clarify, debtors are not garnished in bankruptcy. Garnishment refers to a collection...

Short answer to this one, since you received several good answers already. The automatic stay does not apply to custody proceedings. See 11 USC...

Am I still responsible for a debt under a previous name that I was unaware of?

Yes, you are still responsible. However, if more than 6 years has passed since you defaulted, it is likely that no one can sue you for the debt...

I have a collection account on my credit report which belongs to my husband. I live in Arizona. Can they do that?

Did you file bankruptcy individually or jointly with your current husband? Is the collection account for a debt that was included in your 2013...

If I traded in a motorcycle to a dealership to buy a truck over a year ago, will this prevent me from filing Chapter 7?

Basically it gets disclosed on your Statement of Financial Affairs, but it would not in any way prevent you from filing Chapter 7 bankruptcy. It is...

If I was owed money from disability in Nov., but received in Dec., which month would it affect regarding Chapter 7?

It is entered for the month received. The Means Test takes an average of the income received in the six months prior to the month you file to...