Contract signed for home purchase

It all depends on the contract. I am hoping you are using a seasoned realtor in this transaction. If not, I suggest you IMMEDIATELY retain a...

Your bankruptcy lawyer should pull your credit report. However, the information you are seeking may not yet be on your credit report, so you...

I am going to lose my mobile home ......I do not own the property it is on. It is valued at 30K and I owe 90K. What options?

The financial answer seems to be clear. You owe 300% more than the mobile home is worth. It does not make financial sense to stay. It may be...

Loan Modification issue

You won't be able to remove yourself from the obligation. I would try to sell the house and grab the equity. Otherwise you are most likely stuck...

Credit cards referred to collections, is it worth settling without a pay for deletion agreement? Please advise CA lawyers!

If you have more than $20,000 of credit card debt, it is the rare occasion when bankruptcy is not the better tool. Gerald Wolfe

Can I BK 13 or BK 7 my second mortgage and keep my house with first mortgage?

You can only strip the second lien if the value of your property is worth less than the principal balance of the first. You can do this only in a...

You would have to disclose the debt on Schedule E, and the payment on Schedule J.

Can You remove a spouses name from credit card prior to bankrupcy?

The short answer is no you cannot remove a spouse's obligation from a creditor. The creditor will still attempt to collect from her. Were you...

Filing for bankcruptcy & buying a house

Did you receive your advice from a competent bankrutpcy lawyer? If not, it is worthless. If so, listen to your bankruptcy lawyer. It is like...

I say this to literally everyone that calls my office... the key to an appropriate bankruptcy filing is proper bankruptcy planning. The important...