Since the debt collector threatened actions it could not legally perform I suggest you consider pursuing potential Fair Debt Collection Practice...

Can my husband be held responsible for a debt I incurred and he knew nothing about

Based upon the facts you provided, the answer is NO. In Ohio, and based upon my experience from defending a large volume of consumers in credit...

Huntington National Bank would have to obtain a civil judgment against you to obtain the power to garnish your wages. So, if you are concerned...

How long does it take and what is the process of the creditor once the debt has been settled with payment before garnishment?

Request the creditor's attorney to prepare a Stay of Garnishment to be filed with the Clerk of Courts. Most importantly, ask for an immediate...

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I have several credit card accounts that are in collections. If I get married, is my new wife at all responsible for the debt?

No, your future wife will not be responsible for the debt. She could be liable for the debt if 1) she cosigned for the account or 2) she was an...

Although bank policies determine the actual processing of the attachment, it has been my experience that the account will be 'frozen' until such...

Do I need to contact the credit bureaus to inform them that my cc debt is settled and paid?

Yes! I always advise my debt settlement clients to dispute the validity of a now settled account. Shift the burden to the creditor to update the...

How do I discover the amount the debt collector paid? Do I need a lawyer to get that information?

Can I make Best Buy tell me how much it paid for the flat screen tv on display? No. I view it as proprietary information and would not be...

Can I get a better settlement offer using an attorney versus trying to negotiate with debt collectors on my own?

The ultimate settlement amount is influenced by several factors and every case is truly different. I have settled a very large volume of debts and...

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Do i have to ANSWER the complaint summons if we have settled on a payment plan and they are wanting me to sign stip to judgement

YES, I would file the Answer to protect yourself. You can still sign and file the Judgment Entry after the Answer is filed. If the tentative oral...