How long will it take to foreclose on a home in the State of Texas that was not reaffirmed in a recent chapter 7 bankruptcy?

In general, most lenders will wait until you have missed your 3rd payment in a row before they start foreclosure. If they start immediately after...

How long after bankruptcy and foreclosure will it take to be able to use my Veterans Administration loan again?

This is not strictly speaking a legal question in that no bankruptcy law controls how long after bankruptcy you have to wait. Instead, lenders make...

Can banks go after ex-husband in my foreclosure?

First of all, home equity loans in Texas are what is called "non-recourse" loans. That means that they can come only after the home itself, never...

What legal action can be taken if my ex-husband accessed my on-line banking account without my permission?

Change all your passwords. Call the bank to let them know what happened. Don't keep unprotected passwords on your phone. At the very least,...

Is this usury?

The short answer is "it depends." There are various interest rates that apply to various institutions. If I had to bet, I would guess that the...

What can i do about my ex-wife using my name for credit purposes.

If she is opening new accounts in your name, that is a federal crime and I would suggest prosecuting her, beginning with filing a report at the...

I am being sued buy a creditor , in this case a bank , what can i do? help

Consult with an attorney in your area with bankruptcy and consumer credit law experience.

My employer could have opened me up to the threat of identity theft.

Someone at corporate is probably not happy that an email like this went out and may have something in mind for how to help you deal with it. So,...

I would like to know when i can possibly expect a wrongful death lawsuit balance from the trustee's attorney?

I've seen Trustee's take years to disburse proceeds. Meanwhile interest accrues on the creditors' claims, the trustee's fees pile up, etc. You...

I have 33 properties and have NEVER been behind on any payments . I am being forced to file Chapt.11.Will this protect me?

Unfortunately, it is impossible to predict for sure the outcome of a Chapter 11. Let me turn the question around. What good will come of BMO...

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